Real Estate MCA Funding
Real estate agencies, property management companies, and brokerages have commission-based revenue that can be irregular. Strong producers with consistent closings and property management portfolios are viable MCA candidates.
Approval Rate
Typical Funding
Factor Rate
Risk Level
What Underwriters Look For
Common Red Flags
Tips to Improve Your Qualification
Industry Insight: Real Estate
Real estate businesses face unique MCA challenges due to their commission-based revenue model. A single large commission can be followed by weeks or months of minimal income, creating the kind of deposit inconsistency that underwriters find risky. This is why pure residential real estate agents often face higher factor rates and lower approval rates.
The exception is real estate businesses with diversified revenue streams. Companies combining sales commissions with property management fees, rental income, or ancillary services demonstrate more predictable monthly revenue. Property management companies with large portfolios of managed units are particularly attractive because they receive consistent monthly management fees regardless of market conditions.
Frequently Asked Questions
Check Your Real Estate Qualification
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