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Specialty Lender

Become

AI-powered platform that matches businesses with the best-fit funding options.

$5,000 - $400,000

Funding Range

24-72 hours

Funding Speed

$8,000

Min. Monthly Revenue

500+ FICO

Credit Requirement

About Become

Become (formerly BeSmartee) uses AI and machine learning to match small businesses with the right funding products and lenders. Their platform analyzes business data to provide personalized funding recommendations.

Founded 2014New York, NY

Requirements

Time in Business

6 months

Min. Monthly Revenue

$8,000

Credit Score

500+ FICO

Factor Rate

1.10 - 1.45

Industries Served

All Industries
E-Commerce
Retail
Restaurants
Professional Services

Pros

AI-powered funding matching
Personalized recommendations
Multiple lender options
Free eligibility check

Cons

Not a direct lender
Results depend on AI matching
Information shared with partners

How to Apply to Become

Before applying to Become, check your qualification first. Upload your bank statements anonymously — see what an underwriter would think before any lender sees your file. Know your risk flags, understand your position, and only apply when your file is strong.

Ready to See If You Qualify?

Upload your bank statements anonymously and get an instant underwriter-grade analysis. No credit pull. No commitment. No one contacts you unless you want them to.