Home/Lenders/Bethpage Federal
Specialty Lender

Bethpage Federal

Credit union lending with lower rates and a member-first approach to business funding.

$10,000 - $5,000,000

Funding Range

7-30 days

Funding Speed

$15,000

Min. Monthly Revenue

650+ FICO

Credit Requirement

About Bethpage Federal

Bethpage Federal Credit Union offers SBA loans, business lines of credit, and commercial lending to small businesses. As a credit union, they often provide more competitive rates than traditional banks or alternative lenders.

Founded 1941Bethpage, NY

Requirements

Time in Business

24 months

Min. Monthly Revenue

$15,000

Credit Score

650+ FICO

Factor Rate

1.05 - 1.15

Industries Served

All Industries
Real Estate
Healthcare
Professional Services
Retail

Pros

Credit union — lower rates
SBA loans available
High funding amounts
Member-focused service

Cons

Strict qualification requirements
Slower funding timeline
Membership required

How to Apply to Bethpage Federal

Before applying to Bethpage Federal, check your qualification first. Upload your bank statements anonymously — see what an underwriter would think before any lender sees your file. Know your risk flags, understand your position, and only apply when your file is strong.

Ready to See If You Qualify?

Upload your bank statements anonymously and get an instant underwriter-grade analysis. No credit pull. No commitment. No one contacts you unless you want them to.