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Mid-Market Funder

Capytal

Technology-driven MCA funding with flexible requirements and fast decisions.

$5,000 - $350,000

Funding Range

24-48 hours

Funding Speed

$8,000

Min. Monthly Revenue

No minimum

Credit Requirement

About Capytal

Capytal provides revenue-based financing and merchant cash advances to small businesses with an emphasis on speed and flexibility. They use technology to streamline underwriting and funding decisions.

Founded 2015Houston, TX

Requirements

Time in Business

4 months

Min. Monthly Revenue

$8,000

Credit Score

No minimum

Factor Rate

1.15 - 1.42

Industries Served

Retail
Restaurants
Trucking
Construction
E-Commerce

Pros

No minimum credit score
Technology-driven underwriting
Fast funding turnaround
Flexible terms available

Cons

Newer brand with less recognition
Daily repayment structure
Higher rates for riskier businesses

How to Apply to Capytal

Before applying to Capytal, check your qualification first. Upload your bank statements anonymously — see what an underwriter would think before any lender sees your file. Know your risk flags, understand your position, and only apply when your file is strong.

Ready to See If You Qualify?

Upload your bank statements anonymously and get an instant underwriter-grade analysis. No credit pull. No commitment. No one contacts you unless you want them to.