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Major Lender

Fundbox

Making business credit accessible to newer and smaller businesses with AI-powered approvals.

$1,000 - $150,000

Funding Range

Same day

Funding Speed

$5,000

Min. Monthly Revenue

500+ FICO

Credit Requirement

About Fundbox

Fundbox offers revolving lines of credit to small businesses with a simple, AI-driven application process. They focus on making business credit accessible with minimal paperwork and fast decisions.

Founded 2013San Francisco, CA

Requirements

Time in Business

3 months

Min. Monthly Revenue

$5,000

Credit Score

500+ FICO

Factor Rate

1.10 - 1.30

Industries Served

Freelancers
E-Commerce
Professional Services
Contractors
Retail

Pros

Very low minimum requirements
Same-day funding available
Simple application process
No prepayment penalties

Cons

Lower maximum funding amounts
Shorter repayment terms
Weekly repayment required

How to Apply to Fundbox

Before applying to Fundbox, check your qualification first. Upload your bank statements anonymously — see what an underwriter would think before any lender sees your file. Know your risk flags, understand your position, and only apply when your file is strong.

Ready to See If You Qualify?

Upload your bank statements anonymously and get an instant underwriter-grade analysis. No credit pull. No commitment. No one contacts you unless you want them to.