Free MCA Tools & Calculators

MCA Tools That Save You Thousands

Use our comprehensive suite of free tools to evaluate MCA offers, avoid costly mistakes, and negotiate from a position of strength.

Knowledge is power in merchant cash advance decisions. These tools are built to educate, protect, and empower your business funding choices.

100% Free Tools
Save Time & Money
Expert Guidance
Most Popular
Business Funding Eligibility Checker
Get instant funding estimates without affecting your credit or sharing personal information.
  • No PII required
  • Instant results
  • Funding range estimates
  • Approval odds
Use This Tool
Essential Tool
MCA Payment Calculator
Calculate exact daily or weekly payments before you sign. Understand the true cost of your MCA.
  • Daily/weekly payments
  • Total payback amount
  • APR calculations
  • Cost comparisons
Use This Tool
Learn & Save
MCA Education Wizard
Test your knowledge and learn critical information that could save your business thousands.
  • Interactive quiz
  • Expert explanations
  • Risk education
  • Knowledge assessment
Use This Tool
Save Time
Document Readiness Checklist
Get organized before applying. Having the right documents ready speeds up approval.
  • Interactive checklist
  • Document tips
  • PDF download
  • Preparation guide
Use This Tool
Risk Assessment
Risk Flags Self-Check
Identify potential red flags that could hurt your application and learn how to address them.
  • Risk scoring
  • Red flag identification
  • Improvement tips
  • Funder perspective
Use This Tool
Industry Intel
Industry Acceptance Lookup
Find out how MCA funders view your industry and what approval rates to expect.
  • Approval rates by industry
  • Factor rate ranges
  • Industry considerations
  • Funder preferences
Use This Tool
Verify Status
Time-in-Business Verifier
Calculate exactly how long you've been in business and understand the impact on your eligibility.
  • Precise calculations
  • Eligibility impact
  • Requirements by timeframe
  • Improvement strategies
Use This Tool

Why Use Our MCA Tools?

Protect Your Business

Avoid costly mistakes that could damage your business. Our tools help you identify red flags and negotiate better terms.

Save Thousands

Knowledge is power in MCA negotiations. Understanding your position can save you thousands in better rates and terms.

Expert Knowledge

Our tools are built by MCA industry experts with years of experience helping businesses secure better funding.

How to Use Our Tools

1

Start with Education

Take our MCA Education Wizard to test your knowledge and learn the fundamentals. This will help you use the other tools more effectively.

Take the Quiz
2

Check Your Eligibility

Use our Eligibility Checker to get instant funding estimates without affecting your credit or sharing personal information.

Check Eligibility
3

Assess Your Risk

Run through our Risk Flags Self-Check to identify potential issues and learn how to address them before applying.

Check Risk Factors
4

Calculate and Compare

Use our Payment Calculator to understand the true cost of different MCA offers and compare terms side-by-side.

Calculate Payments

Get business funding insights backed by data—not guesswork. No credit checks. No sales pressure.

Check EligibilityStart Learning