Credibly
Using holistic business health assessment rather than relying solely on credit scores.
Funding Range
Funding Speed
Min. Monthly Revenue
Credit Requirement
About Credibly
Credibly (formerly RetailCapital) provides working capital, merchant cash advances, and business loans to small businesses. They use proprietary technology to assess business health beyond traditional credit scores.
Requirements
6 months
$10,000
500+ FICO
1.10 - 1.38
Industries Served
Pros
Cons
How to Apply to Credibly
Before applying to Credibly, check your qualification first. Upload your bank statements anonymously — see what an underwriter would think before any lender sees your file. Know your risk flags, understand your position, and only apply when your file is strong.
Ready to See If You Qualify?
Upload your bank statements anonymously and get an instant underwriter-grade analysis. No credit pull. No commitment. No one contacts you unless you want them to.
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