Home/Lenders/Amazon Lending
Fintech Lender

Amazon Lending

Exclusive, low-rate funding for Amazon sellers to scale inventory and operations.

$1,000 - $750,000

Funding Range

5 days

Funding Speed

$10,000

Min. Monthly Revenue

No credit check

Credit Requirement

About Amazon Lending

Amazon Lending provides short-term business loans to eligible Amazon sellers to help them grow their inventory and expand their businesses. Loans are invitation-only and based on Amazon selling history.

Founded 2011Seattle, WA

Requirements

Time in Business

6 months

Min. Monthly Revenue

$10,000

Credit Score

No credit check

Factor Rate

1.06 - 1.20

Industries Served

E-Commerce
Amazon FBA
Wholesale
Private Label
Retail Arbitrage

Pros

No credit check required
Competitive interest rates
Seamless Amazon integration
Helps fund inventory growth

Cons

Amazon sellers only — invitation-based
Repayment deducted from sales
Limited to inventory and business growth

How to Apply to Amazon Lending

Before applying to Amazon Lending, check your qualification first. Upload your bank statements anonymously — see what an underwriter would think before any lender sees your file. Know your risk flags, understand your position, and only apply when your file is strong.

Ready to See If You Qualify?

Upload your bank statements anonymously and get an instant underwriter-grade analysis. No credit pull. No commitment. No one contacts you unless you want them to.