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Fintech Lender

Shopify Capital

Performance-based funding for Shopify merchants with no credit checks or applications.

$200 - $2,000,000

Funding Range

2-5 days

Funding Speed

$5,000

Min. Monthly Revenue

No credit check

Credit Requirement

About Shopify Capital

Shopify Capital provides merchant cash advances and business loans to eligible Shopify store owners. Funding offers are based on store performance and are automatically presented to qualifying merchants.

Founded 2016Ottawa, Canada

Requirements

Time in Business

3 months

Min. Monthly Revenue

$5,000

Credit Score

No credit check

Factor Rate

1.10 - 1.18

Industries Served

E-Commerce
Direct-to-Consumer
Dropshipping
Wholesale
Digital Products

Pros

No credit check required
Based on store performance
Competitive factor rates
Seamless Shopify integration

Cons

Must be a Shopify merchant
Invitation-only offers
Repayment tied to daily sales

How to Apply to Shopify Capital

Before applying to Shopify Capital, check your qualification first. Upload your bank statements anonymously — see what an underwriter would think before any lender sees your file. Know your risk flags, understand your position, and only apply when your file is strong.

Ready to See If You Qualify?

Upload your bank statements anonymously and get an instant underwriter-grade analysis. No credit pull. No commitment. No one contacts you unless you want them to.