Square Capital
Invitation-only loans for Square merchants with industry-low factor rates.
Funding Range
Funding Speed
Min. Monthly Revenue
Credit Requirement
About Square Capital
Square Capital (now Square Loans) provides business loans to Square sellers based on their Square payment processing history. Loans are offer-based — Square proactively extends offers to eligible merchants.
Requirements
3 months
$5,000
No credit check
1.10 - 1.16
Industries Served
Pros
Cons
How to Apply to Square Capital
Before applying to Square Capital, check your qualification first. Upload your bank statements anonymously — see what an underwriter would think before any lender sees your file. Know your risk flags, understand your position, and only apply when your file is strong.
Ready to See If You Qualify?
Upload your bank statements anonymously and get an instant underwriter-grade analysis. No credit pull. No commitment. No one contacts you unless you want them to.
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