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Fintech Lender

Fundation

Traditional loan structures with fintech speed for established small businesses.

$20,000 - $500,000

Funding Range

3-5 days

Funding Speed

$12,500

Min. Monthly Revenue

600+ FICO

Credit Requirement

About Fundation

Fundation provides term loans and lines of credit to small and mid-sized businesses through its technology platform. They focus on businesses with established revenue and offer more traditional loan structures with competitive rates.

Founded 2011Reston, VA

Requirements

Time in Business

12 months

Min. Monthly Revenue

$12,500

Credit Score

600+ FICO

Factor Rate

1.10 - 1.30

Industries Served

Professional Services
Healthcare
Technology
Manufacturing
Retail

Pros

Traditional loan structures available
Competitive rates for qualified businesses
Lines of credit available
Monthly repayment options

Cons

Higher minimum requirements
Longer approval process
Not suitable for newer businesses

How to Apply to Fundation

Before applying to Fundation, check your qualification first. Upload your bank statements anonymously — see what an underwriter would think before any lender sees your file. Know your risk flags, understand your position, and only apply when your file is strong.

Ready to See If You Qualify?

Upload your bank statements anonymously and get an instant underwriter-grade analysis. No credit pull. No commitment. No one contacts you unless you want them to.